Search Results for: insurance

How Life Insurance Payouts Work

It doesn’t matter if you’re the beneficiary or the owner of a policy with life insurance, it’s a good idea understand what happens after the policy’s expiration date. The insurance company will send the death benefit to the beneficiary. Understanding the payouts of life insurance The identification of a primary beneficiary (or beneficiaries) is an important part […]

Understanding Life Insurance Blood Tests

A blood test is required for all life insurance policies. After the company has reviewed and approved your application, the medical examination will be performed. Blood testing for life insurance is vital A representative from the insurer, or their medical partner, will visit your home or workplace to conduct your life insurance blood testing. Or, you can go […]

Ohio Car Insurance Laws

Ohio law enforcement investigated 54,662 accidents in 2020 and reported 9,352 distracted-driving violations. They also charged 25,624 drivers for operating a motor vehicle impaired (OVI). According to data from Ohio State Highway Patrol, there were more than 1200 deaths on Ohio roads in 2020. Ohio law requires all drivers to have at least the minimum amount of insurance. Insurance […]

Ladder Life Insurance Review

Ladder Life Insurance, a FinTech-based insurance company, was established in 2015. The company is entirely online and only sells term insurance policies in all 50 US states. Ladder’s innovative approach to Life Insurance emphasizes a simplified application process, flexible coverage, and affordable policies. Ladder Life, a unique and digitally-enabled insurance provider is for individuals who want a seamless insurance experience. The company […]

How to Find Insurance Policy Number on Card?

Your car insurance policy number (or “car insurance policy number”) is the unique number that your insurance company uses for identification. It is printed on your insurance card, as well as any bills or statements that you receive from your insurance company. Your policy number is required in the following situations: after an accident, when you are […]

Ultimate Guide To Health Insurance Open Enrollment

Open enrollment allows you to sign up for or modify your health insurance plan. If your plan is offered by an employer open enrollment gives you the opportunity to unsubscribe if you don’t want the coverage. Unless you have a qualifying event, you can’t sign-up for health insurance if you don’t register during open enrollment. The health […]

What is Medicaid Insurance? 9 Important Points to Know

Medicaid is the nation’s public insurance program that covers people with low incomes. Medicaid is the nation’s public health insurance program for low-income people. Medicaid covers one in five Americans. It includes many people with complicated and costly care needs. This program provides the most comprehensive, long-lasting health care coverage for Americans. A large number of Medicaid beneficiaries do not […]

How Much Should I Be Paying For Car Insurance?

There are many factors that influence how much you need to pay for auto insurance. Good credit is the most important aspect of safe drivers. It helps to understand your state’s averages. The national average for truck and cars insurance premiums is $1621, although there are many states that have averages much higher than this. Learn more about […]