Search Results for: insurance

There are no stupid car accidents. They happen every day. Many people feel embarrassed and decline to file insurance claims. People also realize that filing a claim of a lower amount will only increase their rates. They decide it is better to pay cash and then call it quits. Is this a sound approach? This reasoning is sound. There are however […]

Are your finances in safe hands? This is a question that everyone should ask themselves when choosing where to store their money. In the world of banking, security and trust are paramount. That’s why it’s important to understand if your bank offers FDIC insurance. If you’re one of the millions who banks with USAA, you […]

The IT Act, 1961 Section 80C provides income tax exemption for mutual funds that are tax saving. They have the double purpose of providing tax savings up to Rs.45,000 per year, and the potential for higher returns than other tax saving schemes under Sec 80C. Investing in ELSS funds is a better way to save tax because […]

There are many instruments available, including term insurance plans. This is the most important product that provides a safety net for your family. But is this enough? Perhaps not. Investment in financial instruments such as Fixed Deposits (FDs), which can provide a monthly income to your family and cover all of their expenses, is necessary. These are some ways […]

“Hi John Smith, I am John from Anystate Insurance Company and I need to schedule your premium audit.” Do you sound familiar? Do you think of reasons to make him stop? Do they really exist? Or are you simply horrified by the consequences of this decision? If business is experiencing a decline in sales or […]

You need to take into account many factors when you insure a vehicle that your business owns and uses. These questions and the answers to them will help you decide what insurance you need in order to protect your business, employees, and yourself. You don’t want the cheapest insurance. Every time a business vehicle moves, […]

Cyber liability insurance. Do I really need it? If your company uses electronic data, Fred Flintstone, it is likely that yes. What activities can make your company vulnerable to cyber-attacks and data breaches? What coverage is typically included in a policy covering cyber liability? Every business that uses electronic equipment in its operations must have […]

Managers of nonprofit organizations are well aware that they require various insurance policies to protect them and their organization against a wide range of claims and lawsuits. Some of the most common policies nonprofit’s purchase are general liability insurance, directors & officers liability, and workers’ compensation insurance. Many people don’t realize that these policies do […]

According to ArriveAlive, there are 700-1100 car accidents that result in death every month in South Africa. This doesn’t even include accidents that cause injury to or damage to vehicles. It is a good idea to have car insurance. However, it is best to avoid any accidents. Speed kills Many people believe they are invincible in their […]

Who doesn’t want to be financially secure? There are many options when it comes time to invest. The biggest problem is choosing between stocks, bonds and shares. Mutual funds are a great investment option. It is wise to invest in mutual funds. This financial instrument is a great investment tool. Mutual funds allow diversification You can access hundreds of individual […]