Multi-discipline fraud is evident in the rise of practices that were created by practice building consultants to avoid or eliminate limited chiropractic insurance coverage. They are often associated with an MD. This type of practice is now less popular due to increased scrutiny and investigative interest on the part third party payers as well as state […]
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Truth be told, there is no one right answer to this question. There are many good and bad answers depending on the situation. Let me explain. A discount dental plan will not be of any benefit if you already have great dental coverage. To buy one would be a waste of money. A discount dental plan can be […]
You can protect yourself against catastrophic medical expenses, and keep you ahead of any future medical events with medical savings plans. It can also help to lower health care costs. There are many medical savings plans available today, including the HSA. The HSA, which is a health savings account, is intended to lower the cost of health care […]
Investors are now looking for security and safety more than ever after the stock market correction of 1999-2002. Many variable annuity and brokerage accounts have not been able to recover their losses over the past four years. Many investors had been counting on these funds to provide income in retirement. The equity indexed annuity (or EIA) was […]
You’ll have noticed a lot of commentary in the UK media over the problems with Payment Protection Insurance. We believe the problem isn’t so much what insurance does but how it’s sold. Payment Protection Insurance protects borrowers from being unable to pay their debts due to income loss, illness, or accident. Although the basic concept of insurance […]
In the United States, where driving and traffic are so commonplaces, it’s very easy to take a driver’s license as a given. DACA recipients and those without a social security number may have difficulty obtaining a driver’s license. Homeland Security has extended protections to non-citizens arriving in the United States as children under the Deferred Action for […]
nearly 20 Americans are subject to physical abuse by their intimate partners every minute. This is more than 10,000,000 women and men per year. It has been hard to adjust to a COVID world . This is especially true for domestic violence victims who are forced to live with their abusers. Coronavirus, which brought a new wave […]
Common misconception is that Professional Indemnity Liability policies provide the same coverage as PI (Professional Indemnity) policies. They are not standard and should be tailored to your specific needs. Larger companies are often better equipped to understand their policy differences and exposures. They also know that not all policies are created equal. Often, it is the little […]
While you were enjoying a sunny day, Fred Fuddle, a local figure from a nearby village, suddenly accelerated along the road drunkenly in his pickup and crashed into your vehicle. He was impossible to avoid. It is now time to settle your personal injury and property damage claims. Let’s start with photographs. This is the first thing that […]
A survey by Gallup in 2021 found that 11.3% of LGBT adults identify themselves as transgender. This is roughly 0.6% of America’s population. Some transgender people receive gender-affirming treatment while others don’t. Every person is different. People who identify as transgender and non-binary can also update their legal identities on government-issued documents like their passport or driver’s licence. Some states […]










