It can be difficult to choose the right healthcare plan for yourself. After reviewing your benefits during open enrollment or when you start a new job, there may be more questions than answers. Two common options for employers offering health insurance are high-deductible health plans (HDHP), and preferred provider organization plans (PPO). Each plan is not always […]
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Life Insurance policies that provide coverage for chronic diseases and other conditions, including critical illness, offer complimentary Critical Illness Insurance. These policies often provide more coverage for heart disease, strokes, and cancer treatment. When a person is diagnosed with critical illness, the policy will provide coverage that allows the family to pay for the burial. Comprehensive policies […]
Florida’s approval process for health insurance can often seem confusing with all the jargon and blind curves. Underwriting departments are the ones that determine the coverage of health insurance. They have clear guidelines. The underwriters assess the risk involved in insuring each client and decide on the appropriate coverage and cost. This guide will help you navigate the […]
Seniors who are looking to sell their life insurance policy and receive cash immediately may be interested in life settlements. A life settlement involves the sale of a life insurance policy to receive a lump sum. This allows policyholders to get the fair market value for their life insurance policies by selling them and receiving cash surrender […]
Protection & Security products are the cornerstone of a solid financial plan. These products will protect you against common risks that we all need to plan for and think about. You could lose your job Being disabled or sick Not enough time Too soon? The base of your financial planning pyramid is, in its simplest form: […]
The days of cinder blocks and wooden plank bookcases are gone. It’s been a long time since the reliable jut rug, CDs (or actual vinyl albums) were stored in milk crates. This is how it is with your first apartment, sometimes also your second and third apartments. This is what you could afford when you first started to […]
The three most important factors driving the auto industry forward are Big Data, Telematics, and Analytics. This article will show you how big data analytics combined with the insights from information processing can transform the global automotive and transportation industries. Big data is the future of telematics. In most automobile and transport companies, specialized business processes […]
The Insurance Industry has spent years studying how to hire people like those already working there. Now, it is realizing that the Millennials (those who were born between 1980 and 2000) could be the best option to fill the void left by the retiring Boomers (born between 1943 and 1960). The Millennials, or Generation Y as […]
The National Oceanic and Atmospheric Administration (NOAA), accurately predicted a record-breaking storm season for the 2020 Atlantic hurricane season. 14 of the 30 storms that occurred developed into hurricanes, including seven major hurricanes with winds in excess of 111 mph. A hurricane’s powerful force can cause damage to a house and make it irreparable. But you can minimize the […]
As an insurance professional in Houston Tx, I see many cars and many accidents. This means that insurance premiums will rise and there will be more claims. Because I drive the same roads as everyone else on my way to work, I am a consumer first. I thought it would be a good idea for me to […]