Category Archives: Finance Guide

Insurance claims adjusters make a lot of speculation about how much they can make each year. It is important to understand the financial landscape in the adjuster industry as unstable weather continues into fall. People have heard from their ex-uncle or girlfriend’s brother that adjusting is a money tree. The money tree is a blooming Benjamins that […]

Florida Condo Associations still face a problem with past due accounts receivables. Condos were bought by investors hoping to flip them and make quick cash during the heights of the real estate boom. With condo prices at 40 to half of their purchase price, many owners have lost their investment and stopped paying their monthly […]

Did you know that spider webs are more common in colder weather? These webs appear larger than any other time of year. Some of these webs are actually huge. This is a strange thing until you consider the reasons. It’s possible that you live in areas with a pleasant climate all year. You can take my word for this. […]

There are two open enrollment periods for Medicare that offer the chance to change your coverage. Here are some ways to compare plans. Medicare plans offer an annual open enrollment period, as with all health plans. Current Medicare beneficiaries have the opportunity to review their coverage and make possible changes. Medicare only has one open enrollment window […]

During my recent trip to London to meet several underwriters who specialize on professional liability insurance for design companies, a common theme emerged. Many engineering firms and architects have seen their revenue drop by 15% to 25% in the current recession. Many architects have experienced revenue decreases of 15%-25%, and many design firms linked to […]

Meetings with clients have been the core of professional financial planners’ workday. This is undoubtedly the most crucial element in determining one’s reputation, success, and satisfaction with clients. It doesn’t really matter how professional you are on the phone or how effective your website or marketing strategies are, what matters is your ability to communicate face-to-face. This […]

Errors and omissions insurance, also known as professional liability or E&O insurance, is designed to protect you against a client’s claim of negligent acts, omissions or errors you make while performing professional services. These policies cover legal defense costs and any settlement paid to clients in the event of a covered case. While E&O insurance […]

These are eight ways to save money on business auto insurance without sacrificing coverage. Hire safe drivers: Your insurance premiums will go up considerably if you hire an employee with points against their license because they pose a greater risk of accident to your company. Hire only clean drivers or reserve driving duties for those with […]

Any company or individual who owns a truck for commercial purposes must have insurance that covers commercial trucking. This can impact a company’s financial situation. An average annual cost of a primary liability trucking policy in Chicago with interchange and cargo coverage is $8,000 A person can choose to find an insurance company that won’t […]

Montana DUIs are more prevalent than other states. Drivers under the influence of alcohol or drugs have one of the highest death rates in this country. According to state reports, more than half (58%) all vehicle-related deaths were caused by drunk drivers in 2019. In most cases, a DUI in Montana can be very costly. After a DUI in Montana, you […]