Category Archives: Finance Guide

Outside the Marketplace, purchasing health insurance year-round may save money through premium tax credits or other savings measures tied to income. New York Medicaid or Children’s Health Insurance Program can also be enrolled in at any time if eligible for a Special Enrollment Period. What is the Marketplace? The Health Insurance Marketplace is an essential […]

Long-term care insurance provides peace of mind against costly long-term care bills; however, many insurers will deny claims due to ineligible criteria or poor plans of care drafted. Ensuring the claim filing process runs smoothly takes skill and precision; an attorney or claim filing service that specializes in this policy area may be invaluable assistance. […]

Walmart’s controversial practice of taking out life insurance policies on rank-and-file employees and making themselves the beneficiaries has received an unexpected setback from a federal appeals court. They reinstated an estate of a deceased greeter’s claim against the company that it unlawfully stole her rightful share. What are the Benefits? Walmart employees can take advantage […]

Retention has several meanings within an organization’s context. It could refer to their ability to retain customers or employees; alternatively it can mean the rate at which claims are settled by them. Retention insurance allows businesses to manage their insurance costs more easily by shouldering some of the risk themselves, though careful consideration must be […]

Homeowners insurance rates can differ significantly between insurers. By comparing quotes and opting for the right deductible plan, it may help you to find an optimal home insurance premium rate. Your credit can have an effect on your insurance rates as many insurers use homeowners’ credit scores to assess risk and set rates accordingly. Coverage […]

Oklahoma, a midwestern state, handles the load of an astonishing 2.5million drivers. The Sooner State also experiences severe weather each year with heavy snow, sleet, and storms that make traffic conditions dangerous and cause accidents. There were 584 deaths in crashes in 2019, which equates to 16.2 deaths per 100,000 people. Oklahoma requires car insurance. It is expensive. The […]

Insurance agents: Don’t tell your customers to buy Mexican auto insurance if they drive to Mexico. Mexican auto insurance is sometimes called Mexico tourist auto insurance. It’s a great product to earn extra commissions. Mexican auto insurance is a great tool to attract new customers or build customer loyalty. It’s never been easier to write Mexican auto […]

According to Bankrate’s 2021 study on annual quoted premiums, Missouri full coverage auto insurance costs $1,661 annually. The Federal Highway Administration reports that Missouri has more than 4274,000 drivers as of 2019. And though Missouri roads saw decreased traffic in 2020, over 80 locations throughout Missouri. It is easy to locate an agent in your area, even if that sounds daunting. The company’s […]

Based on Bankrate.com’s review and quotations of annual premiums from Quadrant Info Services, an DUI/DWI in Oklahoma raised average full coverage premiums about 50%. Based on data available, this is significantly less than the national average rise of 99%. But, this is not a guarantee. A DUI conviction can lead to drivers paying more or less, depending on the driving […]

You may be wondering which path is best for you when it comes insurance. One of the many questions that you may have is whether you can keep your parent’s insurance. It depends. While there are situations where staying on your parents’ policy is a good idea, there are also times when it makes more sense for […]