Category Archives: Finance Guide

When it comes to protecting the financial future of your loved ones, life insurance is a crucial tool that provides peace of mind. However, with so many types of policies available in the market, choosing the right one can be overwhelming. One common question that policy buyers often ask is which type of life insurance […]

The Insurance Information Institute shows that drivers with lower credit scores are more likely than others to file a claim with car insurance providers. Your credit score will impact the price of your premium, even if you don’t live in California, Hawaii, or Massachusetts. It isn’t as easy as just looking for a company that offers low credit car […]

The most difficult part of a marketing plan design is creating a successful telemarketing script for insurance. Agents often end up giving poor advice, which leads to frustration and eventually a failed campaign. The average agent stops their telemarketing campaign after five hours. All insurance agents are capable of launching a telemarketing campaign. However, this article will […]

Have you ever had your car impounded? It’s not a fun experience, and it can have lasting effects beyond just the inconvenience of retrieving your vehicle. One question that often arises after getting your car impounded is how it will affect your insurance rates. Will they go up? Do you need special impound insurance? In […]

Governor Jim Doyle requested that the legislature pass the Truth in Auto Insurance legislation. The proposal, contained within the Governor’s budget, would reverse several pro-insurance-company provisions enacted in sweeping 1995 tort reform legislation and return Wisconsin law to its long-standing status. Two proposed changes to insurance law could have a significant impact on Wisconsin residents’ […]

A new home purchase can be one the most exciting moments in your life. Protecting your investment with homeowners coverage can be a smart idea. Home insurance can help you feel secure knowing that losses and certain damages are covered. You might not know what to do if you suffer losses. Bankrate’s insurance team spoke to experts to gain the best advice […]

Are you planning on staying in Romania for an extended period of time? Whether it’s for work or leisure, a long stay visa is essential. However, there’s one more thing you need to take care of before packing your bags – travel medical insurance. It might not be the most exciting topic to think about […]

Subrogation is a concept that most insurance claim professionals are familiar with. Your company may have a subrogation division or even a specialist. Subrogation procedures are fairly uniform across all companies. Claims that are made due to partial or total negligence of a third-party are referred directly to the subrogation department, where subrogation efforts are […]

The second most common cause death in teens is motor vehicle crashes. 2375 teens between 13 and 19 died in 2019 due to crash-related injuries. Today, it’s much more dangerous to be a teenager driver. Research has shown that the risk of becoming a driver is greatest at 16 years old. Teenagers between 16-17 years old have a four-fold higher crash rate […]

Insurance companies use credit score to set car insurance premiums. This is because data that indicates a person’s ability manage financial affairs can often be a good indicator as to whether or not they will generate more or less insurance claims. This assumed risk is addressed by carriers who adjust their premiums. When applying for auto insurance, most […]