There are various factors that can alter the cost of your premium. Your rates could decrease when you have been driving safely for three years following an accident or infraction, switch insurance providers, or make lifestyle adjustments like trading in that sports car for a minivan. If you are under 25, considering joining your parents’ […]
Category Archives: Finance Guide
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Apr
Apr
Insurance can provide families with financial security by helping reduce financial hardship in times of hardship and provide security for children’s future needs. A life insurance policy may even help to decrease risk. Insurance policies typically appear as assets on your balance sheet until they’re needed, such as health, life, hazard, auto and liability policies. […]
12
Apr
Apr
Executive search firms require insurance policies to cover risks related to their business operations, such as workers’ compensation and general liability coverage. Furthermore, property damage from fire or theft should also be insured against. Capstone Search Group possesses in-depth knowledge of the real estate industry, which allows them to conduct tailored searches. Furthermore, they take […]
12
Apr
Apr
Most health insurance plans cover at least one annual physical. Sports physicals may also be covered, so call the number on the back of your card to check what services are provided. Direct Access legislation grants patients access to physical therapists without first needing a referral from their physician, making the experience of Oregon residents […]
12
Apr
Apr
High-deductible health plans (HDHPs) tend to offer lower premiums, making them affordable for people who do not expect to use much healthcare within a year. Unfortunately, meeting an HDHP’s high deductible can sometimes seem insurmountable and lead to medical debt for some individuals. HDHP plans require that all healthcare costs are covered until your deductible […]
11
Apr
Apr
It can be difficult to choose the right healthcare plan for yourself. After reviewing your benefits during open enrollment or when you start a new job, there may be more questions than answers. Two common options for employers offering health insurance are high-deductible health plans (HDHP), and preferred provider organization plans (PPO). Each plan is not always […]
11
Apr
Apr
Texas has a high accident rate. In 2018, one reportable crash took place every58 seconds on Texas roads. Texas law requires every driver to have car insurance. However, rates can vary depending on where they are located. According to Bankrate’s 2021 study on annual premiums, Plano has an average car insurance cost of $589 for a full coverage policy and […]
11
Apr
Apr
Seniors who are looking to sell their life insurance policy and receive cash immediately may be interested in life settlements. A life settlement involves the sale of a life insurance policy to receive a lump sum. This allows policyholders to get the fair market value for their life insurance policies by selling them and receiving cash surrender […]
11
Apr
Apr
An insurance company cannot deny coverage for a paying customer in very limited circumstances. A policy offered by an insurance company to a customer is usually for six months and covers any driver who happens during that period. The company must pay for the customer’s injuries in an accident that is not their fault. However, they may […]
11
Apr
Apr
Are you curious about the different types of health insurance plans available? One type, fee-for-service insurance, may be useful in certain situations. In this blog post, we will explore what fee-for-service insurance is and when it might be a good option for you. Whether you’re looking to purchase your own health insurance or evaluating employer-provided […]