Category Archives: Finance Guide

California residents live in a state of seemingly constant earthquake readiness, and San Francisco is no exception. With the City by the Bay located directly on the San Andreas Fault, it’s important that renters have adequate protection in case of an earthquake. So how do you go about forcing San Francisco renters to have earthquake […]

Income protection insurance, which is not like life insurance, can create a monthly income in the event that an individual becomes disabled or is unable to work. Income protection insurance is a relatively new type of insurance policy, compared to other policies like life and endowment insurance policies. It offers unique benefits to those who are […]

Health insurance is an agreement that covers some or all of your medical costs in exchange for a monthly premium, copays and deductibles. You can find health plans through employers or schools. New York State offers two health insurance programs to its residents based on income: Child Health Plus and Medicaid. Medica is an insurance […]

No matter if you enroll in an Affordable Care Act-compliant plan on the marketplace or shop privately for health coverage, making decisions requires many decisions and choices. Your primary consideration should be how much of an annual and monthly premium you can afford for health coverage. Consider each plan’s deductible, copayments and drug formulary before […]

Maintaining adequate business insurance can provide your organization with essential protection in times of emergency, but with so many options and paperwork involved in applying for commercial policies it may appear daunting. Take steps now to secure coverage that best meets the needs of your business, and save both time and money by taking small […]

Flood damage is a top concern among Oklahoma homeowners. Most standard insurance policies don’t cover it, so obtaining a separate policy through the National Flood Insurance Program (NFIP) is highly recommended. Your flood risk will determine how much you pay for flood insurance policies, with costs also depending on building materials used and occupancy status […]

Specialists are health care professionals trained in one or more fields of medicine. Specialists may be necessary for certain procedures covered under traditional or indemnity health insurance plans. Specialists require excellent organizational and analytical abilities in order to properly file medical insurance paperwork. In addition, they should possess knowledge of current healthcare regulations and coding […]

Plan administrators oversee the day-to-day management of group benefits plans such as health insurance, cafeteria plans, flexible spending accounts, retirement or life insurance policies and premium payments. Fiduciary responsibility entails significant legal ramifications when managed improperly, such as when it comes to insurance industry regulation requiring careful documentation and meeting strict deadlines. Choosing a Health […]

GEICO, owned by Berkshire Hathaway, provides New York drivers with various auto insurance coverage options that meet state minimum requirements as well as comprehensive and collision. Furthermore, through their Geico Insurance Agency they also offer homeowners and renters policies through unaffiliated insurers. Auto Insurance Geico is well-known for offering low rates to drivers of all […]

Many large car insurers provide rideshare coverage as an add-on policy, which typically costs $15-20 monthly and helps drivers avoid gaps and high deductibles. Geico offers a rideshare endorsement that can be added to a personal auto policy, providing coverage similar to that provided by Uber and Lyft services, covering drivers while they wait for […]