Category Archives: Finance Guide

What Does Coinsurance Mean For Health Insurance?

Health plans with coinsurance allow patients to divide the costs associated with medical services or treatments between themselves and the insurance provider, for instance if a procedure costs $100 but your health plan only has 20% coinsurance you will contribute $20 while they cover the remaining $80 of costs. Deductible A deductible is the annual […]

Do I Need Boat Insurance in Texas?

Texas doesn’t mandate boat insurance policies for watercraft owners like it does with cars; but having one in place remains wise protection against financial loss. As any boating experience can be hazardous, accidents are bound to happen when out on Grapevine Lake or Lake Texoma. Protect yourself and your investment with this affordable coverage option. […]

Does Onstar Lower Insurance?

Are you looking for ways to save money on your auto insurance rates? Have you considered using Onstar? Onstar is a system that offers various services including navigation, roadside assistance and remote vehicle control. But does it also lower your insurance premiums? In this blog post, we will explore the benefits of Onstar and whether […]

What Is An Insurance Safety Advocate?

Have you ever wondered who ensures that insurance companies prioritize your safety and well-being? Enter the insurance safety advocate. As an expert in both insurance policies and risk management, an advocate works tirelessly to ensure that clients receive fair compensation for damages and injuries caused by accidents or negligence. In this blog post, we will […]

How Does Travel Medical Insurance Work?

Traveling to new and exciting destinations is always an exhilarating experience. However, it’s important to be prepared for any unexpected situations that may arise during your travels. This is where travel medical insurance comes in handy! Whether you’re traveling domestically or internationally, having travel medical insurance can provide you with the peace of mind knowing […]