Category Archives: Finance Guide

We often go into business to start our own business, whether we buy an existing business or start one. This is the area of the business that we are most familiar with. We will be unable to know everything about many areas, including business insurance. You should not cut corners when it comes to your business insurance. Small […]

Many people don’t realize how much work is involved in filing insurance claims. The consumer has two options: 1) Hire an insurance adjuster or 2) Rely on the adjuster at their insurance company to make it right. The second option could be similar to letting your spouse’s lawyer make the decisions regarding a bitter divorce settlement. We will […]

Adopting a spouse onto your health insurance can require specific documents. While the process varies depending on your employer and insurer, in general the process should be straightforward. Addition of your spouse can be done during open enrollment or upon experiencing a qualifying life event such as getting married or losing other coverage. Be sure […]

As a roofing contractor, understanding how roof insurance claims work will enable you to foster stronger relationships with insurers, effectively serve your clients, and avoid delays. Homeowners insurance usually provides protection against roof damage caused by severe storms, including wind and hailstorms. How much your insurance provider gives you for roof damage will depend on […]

USPS offers various insuring options, from purchasing insurance directly through post offices to third-party providers such as Shipsurance that may provide lower rates than USPS. Insurance costs depend on the declared value of your package; however, it is always wise to purchase coverage when shipping valuable items. Insurance coverage USPS first class mail insurance offers […]

Therapists frequently publish a range of fees on their websites, including sliding scale options. Furthermore, they may select whether to be “in network” with health insurers. Once a therapist bills your insurance company, their information becomes part of your permanent medical record and could have an effect on whether you can obtain health or life […]

Custom and protocol in Florida generally dictate that it is the seller’s responsibility to pay for an owner’s title insurance policy; however, this can often be negotiated between both parties in any given real estate transaction. Real estate transactions involve many moving parts. From seller fees to escrow deposits, many expenses must be covered for […]

Acquiring a new motorcycle can be both thrilling and daunting; most buyers finance through dealerships; make sure you speak to their finance specialists about a payment plan before making your decision. Most states mandate motorcycle registration and driving legally with insurance in effect. You should obtain liability coverage, medical payments coverage and uninsured motorist coverage […]

Many drivers possess vehicles fitted with expensive personal items like premium stereo systems and GPS navigation devices. Typically, an auto policy does not cover items stolen from a vehicle; however, they may be covered under homeowner or renter insurance with lower deductibles. Comprehensive Coverage Most states mandate you carry liability insurance, which pays for other […]

Landlord insurance may not be required, but it’s wise for anyone who rents their property out to others. Landlord policies tend to cost more than traditional homeowners policies but can provide extra protections such as liability and lost rental income protections. Out-of-pocket expenses and lawsuits can quickly mount up without adequate coverage in place. Landlord […]