Category Archives: Finance Guide

Did you ever have something taken from you? You could be talking about your phone, laptop or jewelry. Sadly, almost everyone will experience this unfortunate circumstance at one point or another. According to Statista, 2017, there were 7,694,086 cases of property theft. That’s more than the entire population of Los Angeles, San Francisco and Chicago combined. How […]

I was raised in East Liverpool, Ohio. It is located in Ohio near the intersection of Ohio, Pennsylvania, and West Virginia. It was home to approximately 22,000. The population today is just under 13,000 My town has produced some remarkable and unique people. Let me tell you about a man who understood the importance of providing value to his clients […]

Both mandatory and optional provisions in health insurance policies are included. This lesson will discuss optional provisions in your health insurance. What are the optional provisions in health insurance policies? Let’s talk about Cathy, who is interested in purchasing health insurance. The policy’s mandatory provisions were explained by her insurance agent. Now she must decide which optional […]

Car crashes cost around $242 billion in damages and productivity losses every year, according to the National Highway Traffic Safety Administration.Car insurance is meant to protect you from financial losses resulting from collisions or other damage. You could find yourself in a difficult position if your auto policy is cancelled. If your car insurance provider cancels your coverage, there may […]

This article focuses on the business of insurance agents, financial planners, trusted advisors, and marketers. They have been in business for long enough to understand that it is rewarding, that they love it, and that they have reached senior citizen status. There are a growing number of people who are still in the business. Some of us […]

People have two main concerns about retirement income: 1. saving enough money to retire and 2. running out before they run out of life. The expectation that seniors will live 20,30,40, and more years than the average retirement age of 62 to 65 is very real. Even though everyone is concerned about it, those younger than us […]

Insurance agents have had very limited exposure to reinsurance and little education about it. Agents are only made aware of reinsurance by an underwriter from the insurance company. This tells them that we cannot write this type of business because of our insurance company’s treaty insurance agreements. Over the years, reinsurers have been the traditional risk-taking […]

It can be frustrating to figure out Medicare. It is amazing how much mail a consumer gets after turning 65. There are many people claiming to have the best plan for you. You only have one window to enroll in a plan. Not understanding the details can lead to costly mistakes down the road. It is important to find […]

It can be hard to find the right way to generate leads for health insurance, keep a steady flow of quality leads and determine which leads will produce the best results. You want your marketing dollars to be as efficient and effective as possible. This is why a 4-step strategy for leads generation can help […]

Insurance providers will survive and continue to exist as long as people need it. To be a successful insurance agent, you must network with people, ask for referrals and browse newspapers. You can also give out business cards, offer sponsorship programs, visit potential institutions and do door-to-door transactions. It can be difficult to find insurance leads […]