Category Archives: Finance Guide

With two full-time employees or more, you may qualify for health insurance through a small business group plan. Other options for small businesses may include health reimbursement arrangements and tax stipends. Size varies greatly among small businesses depending on industry and employee count, while larger organizations generally produce greater revenues than their smaller counterparts. Health […]

Indexed universal life insurance offers potentially tax-advantaged cash value accumulation and death benefit protection, but you should do your homework prior to making any purchase decisions. Make sure the plan’s financial strength and history can withstand scrutiny before investing. As this product requires extensive expertise and specialization, it is imperative to work with an advisor […]

Many car insurance policies include towing as part of their liability coverage, so any damages caused by your trailer to people or property are covered. However, towing and storage fees can quickly add up; therefore, it would be wise to invest in comprehensive coverage that offers roadside assistance as well. Liability Coverage Liability coverage is […]

It is possible that you are wondering how to handle insurance after an accident. Your insurance company will offer you an insurance settlement once you have filed a claim.A car accident settlement will generally include the cost of medical bills, lost wages, and repairs to your vehicle. Car accidents are quite common, but it can be […]

For a $250,000 home, homeowners in Omaha pay an average $2766 annually for homeowner’s insurance. This is actually slightly less than the state average. On average, Nebraska homeowners pay $2,816 per year for protection. The average U.S. homeowner pays $1,312 per year. Omaha homeowners need not only good insurance but also affordable insurance. We looked at the average premium […]

Progressive Snapshot uses telematics technology to provide real-time feedback about your driving habits. While safe driving can save you money on your insurance premiums, sloppy driving habits could cost you. Snapshot tracks your driving habits and offers discounts for safe driving. What is Progressive Snapshot? Progressive, like many other insurers has joined the telematics train with Snapshot. The monitoring […]

Do you need home insurance? Yes, if you have a mortgage lender. There are many ways to save money on homeowners insurance and still protect your investment. It is a smart financial decision to insure the home as well as any valuables inside it. This is even after your mortgage has been paid off. If you don’t have insurance, losing […]

Columbus was the most OVI, seat belt, and distracted driving arrests in Ohio in 2019. To protect themselves and others in an accident, Columbus drivers must have car insurance. Columbus drivers pay $1,265 per year for full coverage insurance and $398 per year for minimal coverage insurance. We found a few insurance companies in Columbus that offer affordable […]

Auto Insurance The State of Arkansas began tracking registered motor vehicles within the state in 1997 with the help of their vehicle liability insurance. This means that Arkansas’ vehicle identification number (VIN), must match the insurance policy on the States Office of Motor Vehicle database. The state requires that all vehicles registered in Arkansas have minimum liability […]

Your insurance provider will ask you to distinguish between different policyholders. This is one of the many things you should consider when buying auto insurance. Some people will be called policyholders (or policy holders), while others will go by the name of listed drivers. Policyholders need to be aware of their responsibilities, as they are responsible […]