Search Results for: insurance

Insurance agency owners are quickly embracing this concept, but they face many challenges. This includes developing a fund growth strategy, making additional investments in their businesses, creating a perpetuation plan, and optimizing employee productivity. All of this while being tax-advantaged. ESOPs are a viable option for principals and agency owners who face any or all of these […]

The Principles Based Valuation (PBV), has received a lot of support from the industry. Instead of using prescribed methods, assumptions and tables to calculate statutory reserves, they will be calculated based on actuarial judgement in accordance with best practice standards. Before reserves are officially released, it is crucial that such reserves be peer reviewed by another professional […]

It is human nature to believe that there will never be any harm, or even close to it. Sometimes things can go wrong. Unexpected events can happen at any moment. It’s important to have insurance. This includes professional liability insurance, business insurance, and liability insurance. The old saying is “Hope for good, but be prepared for the worst.” […]

Have you ever wondered how being a safe driver can help save money on your auto insurance? State Farm’s Drive Safe and Save program is one way to lower your auto insurance premium. It rewards safe drivers with discounts on their vehicle insurance. Programs like Drive Safe and Save can help you get lower rates because of your […]

Progressive Snapshot uses telematics technology to provide real-time feedback about your driving habits. While safe driving can save you money on your insurance premiums, sloppy driving habits could cost you. Snapshot tracks your driving habits and offers discounts for safe driving. What is Progressive Snapshot? Progressive, like many other insurers has joined the telematics train with Snapshot. The monitoring […]

If you require an SR-22, chances are you received it from your state DMV or the court. SR-22 forms are required to verify that you have the right level of auto insurance. They are often requested after an accident. SR-22 does not constitute insurance. However, it serves to prove that certain insurance levels are required in […]

You might find a vehicle with a salvage or rebuilt title when you are looking for a used car. These vehicles are a great fit for the right buyer but it is important to fully understand them before you decide to buy or to pass. What are the differences between a salvage and rebuilt title? Here […]

Imagine if your current insurance policy could be eliminated. What if your current health insurance doesn’t cover office visits co-pays, or specialist co-pays? Did you ever consider how much a “zero” drug deductible could be costing you each month? If this is something you think about every day, or if you’re just one of those people who talk […]

Christchurch, New Zealand 2016. I still live in a city that publishes truths too often. I live in a place where much of the issues that should be discussed are not being addressed. I live in a place where politicians, who should be representing the people, seem to have lost their voice. Many are still in pain, while others […]

Have you ever tried to build a “House of Cards”? It is a slow, patient, and tedious process where a person places a card on top and simultaneously creates vertical layers. These vertical cards balance delicately while standing acutally on their blades. The intricate arrangement of cards in this fine matrix is a symbol of the hard work […]