Category Archives: Finance Guide

Colonial Penn has been in life insurance for over six decades. The carrier offers life insurance policies throughout 49 states, Puerto Rico, Puerto Rico, and the Virgin Islands. Colonial Penn sells life insurance to customers 18 to 85 years old. Term and whole life are the two types of life insurance products offered by Colonial Penn. Although no life insurance policy […]

Are you selling too little or not enough? Your number one problem, if you’re anything like most agents, is finding qualified leads. Qualified leads are someone who matches your ideal client. They should be able to say “yes”, make a decision and have the money to do business. If your appointment book was full of these people […]

It is important to understand the role of credit score when searching for the best car insurance in Ohio for people with bad credit . Credit scores are often used by auto insurance companies to determine their customers’ insurance rates. Credit scores are used to determine the financial risk associated with driving a particular driver. All states in the United […]

Your insurance agency should focus on search terms that yield thousands of results each month, or just a handful. This question is dependent on your business goals, budget, and expertise. The following questions will help you determine this: 1. Are you unsure if Insurance Agency SEO is an important component of your agency’s marketing plan? If you are an […]

Nearly all of the insurance agents I know have created a LinkedIn Profile. But that’s it. This social media platform is not recognized by them as a powerful tool for networking. Most people have a sketchy profile. This doesn’t include their photo and connections are other insurance agents who have asked them to join. Many don’t actively seek […]

Life insurance payouts could become subject to estate taxes if they increase the value of your estate beyond certain thresholds. To understand how it could impact you personally, speak to a tax professional regarding what might apply in this instance. Permanent life insurance policies typically feature a cash value component that accrues tax-deferred interest, making […]

Dealing with insurance claims is never enjoyable for either party involved. By sharing the estimate of work with your contractor they can ensure it covers everything in its scope without incurring extra costs or overcharges. Liability insurance protects both clients and passerby during roof renovation work from potential financial repercussions in case an accident happens […]

Aetna offers an array of healthcare plans and benefits, the cost of which will depend on the plan type, geographic location, individual factors and risk assessment assessments as well as individual assessment results. Aetna offers an impressive range of Affordable Care Act (Obamacare) plans as well as Medicare Advantage and supplemental health benefit plans. Premiums […]

Your location plays an essential part in the cost of pet insurance premiums; high vet care expenses in California could cause premiums to skyrocket more than in North Dakota, for instance. Your pet’s breed can also make an impactful statement about costs; hereditary conditions such as hip dysplasia can cost a great deal to treat, […]

Flood damage isn’t typically covered under standard homeowners policies, but your lender might require you to obtain flood insurance if your home is situated in a high-risk flood zone or you plan to borrow money to purchase it. NerdWallet can assist with finding flood coverage through either the National Flood Insurance Program or private insurers, […]