Category Archives: Finance Guide

Fresno offers a range of affordable housing options and home-buying assistance programs to assist residents in owning a home. The programs do not cover the cost of buying a home. However, the buyer would still have to pay taxes and insurance. For a $250,000 home, the average home insurance Fresno costs $916 per annum. There are many ways to cut down on […]

The annual period runs from Jan. 1 to March 31. You have the opportunity to cancel your Medicare Advantage Plan if you are unhappy with it. The Medicare Advantage Open Enrollment Period opened January 1. If you are enrolled in a Medicare Advantage plan, you can take any of these actions during this time period […]

If you’re splurging on an amazing gift this year, it makes sense to protect your purchase. While it is great to exchange gifts with loved ones, a lost or damaged gift will not be remembered. Before you rush to the jewelry shop with a $5,000 necklace in your hand, plan to insure it. You should have insurance […]

For $250,000 of dwelling insurance, homeowners insurance Mesa is $1,197 annually. It is slightly lower than Arizona’s average rate of $1.189 per year. The homeownership rate in Mesa is high at 60%. The median household income in Mesa is $58,247. There are many households with tight budgets. Mesa affordable home insurance premiums can help. Bankrate discovered that Mesa-based carriers offer home insurance for […]

Flooding is quite common in Georgia. Each year, flooding in Georgia is a common occurrence. Flood damage is not covered by traditional homeowners insurance. Georgia homeowners should purchase flood insurance. Flood insurance is important for Georgia homeowners Although hurricanes are not common in Georgia, the state is subject to other severe weather conditions that can cause flooding. Georgia suffered from […]

California, like most States, requires you to pass a government-mandated license exam before you can sell insurance. You must also complete 52 hours of prelicense training. Thankfully, this can be done online. You will need to pass separate license exams and take separate training courses in order to sell property and casualty insurance. This is different from […]

You have to believe that your insurance company will hold you hand and guide you every step of the way when you begin your insurance career. This was the feeling thousands upon thousands of new agents felt this year before realizing that their careers were doomed. Your career is yours to decide. There are two main ways […]

Understanding the cost of health insurance is an essential element in finding a plan that meets both your medical needs and budget. There are various factors that affect Blue Cross Blue Shield plans’ costs. These include premiums, deductibles, copays and out-of-pocket maximums (OOPM). Out-of-pocket maximums include payments made toward covered services like deductibles, copays and […]

1. Medicare Medicare, the health care insurance program for Americans 65 and over, can be both an exciting milestone and a source of great confusion. Understanding your plan options, knowing when coverage will start (missing an Initial Enrollment Period could incur penalties), and how Medicare interacts with other forms of coverage can be complex and […]

Once young adults turn 26, it’s essential that they establish an alternative source of medical coverage. On reaching 26 you are entitled to select a health plan during a special enrollment period. Here are four points you should keep in mind before making your selection. Employer Plans People born between birth and 26 are eligible […]