With the rising number of covid-19 cases, more people are being admitted to hospitals and makeshift facilities. Individuals with co-morbidities may need to be hospitalized for longer periods due to covid and other diseases. This could lead to huge medical bills. There is no reason to be concerned if you have multiple policies. Multiple policies can be […]
Category Archives: Finance Guide
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Apr
Apr
Even if a suicide victim has a insurance policy, it is difficult to make a financial decision for loved ones. Although life insurers will pay out in certain instances, some contractual disqualifiers may exclude policy beneficiaries from receiving a death benefit. What is the best way to cover suicide with life insurance? In many cases, life insurance […]
19
Apr
Apr
Are you tired of feeling confused about the accounting treatment of prepaid insurance? It’s a common question among business owners and finance professionals alike. In this blog post, we’ll clear up any confusion once and for all! We’ll dive into the world of accounting to answer the age-old question: Is prepaid insurance a credit or […]
19
Apr
Apr
It is a multi-step process to purchase car insurance. The process begins with searching for insurance providers online and receiving personalized quotes. Next, you will choose your coverage and set your policy limits. The last step is to purchase a policy and sign it. Many car insurance companies offer same-day car insurance. This policy is effective the day […]
19
Apr
Apr
Are you worried about the financial risks associated with unexpected accidents or mishaps? Liability insurance can provide peace of mind by protecting your assets in case of legal action. But how much coverage do you really need? In this blog post, we’ll explore the factors that affect your liability insurance needs so you can make […]
19
Apr
Apr
Here are the facts about the individual mandate and its impact on you and your family. It’s not just a good idea to have health insurance. If you live in California it is a law. In fact, 2020 is the first year Californians have to have insurance. The individual mandate is also known as this law. It […]
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Apr
Apr
Your life insurance could be used as collateral to secure financing if you are in need of money. There are two types of loan that you can choose from when large-scale expenses occur: secured and unsecured. Although secured loans offer greater rates and higher approval chances, there is one important condition: you must provide collateral. Although you have the option to use […]
19
Apr
Apr
Are you feeling stuck on where to get a TB shot without insurance? It’s frustrating when you know you need a vaccine, but don’t have coverage. But fear not! In this blog post, we’ve got you covered with some tips and resources for finding affordable or even free options for getting your TB shot. So […]
19
Apr
Apr
Although life insurance proceeds are not generally taxable as income they can be subject to tax as part of your estate if it exceeds the federal and state exemptions. If you choose to dispose of your policy via a settlement or surrender it to your insurer, you may be subject to income and capital gains tax. […]
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Apr
Apr
Dental insurance can help you pay for dental implants. Your dentist might recommend a dental implants if you have missing or damaged teeth. However, a dental implant can be expensive without insurance. This is especially true if you have a fixed income. Without insurance, a single implant can run between $3,000 and $4,500. Insurance coverage for […]